Investment
You are more likely to enjoy better returns from investments than from savings but striking the right balance between risk and reward is key. The amount and how you invest is up to you but we can help you decide and take steps to limit your exposure to value fluctuations.
Mortgages
As independent specialists, we are free to select the mortgage that best suits your needs from the bewildering array of products on the market. E&G’s expert teams have been doing this for over 20 years with thousands of satisfied clients.
Equity Release
Enjoy tax-free cash without having to sell or move from your home. Based on your age and the value of your home, you can have a lump sum or a series of smaller sums to use in whatever way you want. Help the kids buy their own home, pay off loans or just have extra funds to enjoy in retirement.
Pensions
Life changes when you retire and it’s never too late to increase savings so you can fully enjoy the lifestyle you want. Even if you already have a private or workplace pension, we’ll find an additional pension designed to supplement your retirement income.
Minimising Exposure to Tax
Tax could be the biggest expense you face during your lifetime and no-one wants to pay more than they have to. Reducing exposure to tax is the simplest way to make your money and wealth go further so we’ll help you find the ways to make improvements to your tax position that could save you a considerable amount.
Family Protection
This means having a financial safety net in place so your family is financially secure should something happen to you. Our protection embraces the three important areas of life insurance, critical illness cover and income protection. In the sad event of your death or terminal illness it’s important to consider how your loved ones might continue to enjoy their present lifestyle.
Intergenerational Wealth Transfer
Building and securing your wealth for the benefit of loved ones can be complicated and costly so you will require the help of an expert. NextGen Intergenerational Wealth Management from E&G brings all the essential skills and services together under one roof to provide peace of mind for you and your loved ones.
Inheritance Tax
The careful planning of your financial and tax affairs means your loved ones can be protected from the burden of Inheritance Tax. In the event of your premature death, passing on assets efficiently is a key objective for those who have spent a lifetime building wealth.Our independent and experienced experts can help you.
Free Financial Health Check
You can benefit from a free independent review of your finances, uncovering new opportunities for investment and savings which will help maintain and build prosperity. Because everyone’s circumstances cahnge and tax regulations evolve, a regular review is essential for wise forward planning and is designed to give you greater peace of mind.
